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VA Home Loan Requirements: What You Can and Can’t Use a VA Loan to Purchase

August 31, 2024 By Cade Hildreth Leave a Comment

Are you considering purchasing property this year? If so, you’re in good company.

Research shows that in the latter half of 2022, the United States’ homeownership rate increased from 65.8% to 66% in one quarter. Today in mid-2024, the homeownership rate in the U.S. has seen some fluctuations but remains relatively stable compared to recent years. According to the U.S. Census Bureau’s latest data, the homeownership rate was approximately 65.5% in the second quarter of 2024. This represents a slight decrease from the 66% rate recorded in late 2022. [Read more…] about VA Home Loan Requirements: What You Can and Can’t Use a VA Loan to Purchase

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Filed Under: Real Estate, Real Estate, Real Estate

Bitcoin vs Ethereum: Everything You Need to Know

August 28, 2024 By Cade Hildreth Leave a Comment

Did you know that 13% of all people in the United States alone have traded cryptocurrency? Since that adds up to millions of people, it’s easy to see that buying and selling cryptocurrency has become very popular.

Also, cryptocurrencies have achieved faster global adoption than any other technology in recorded human history, including cell phones and the internet, which were the fastest to date. Clearly, crypto isn’t a passing trend. [Read more…] about Bitcoin vs Ethereum: Everything You Need to Know

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What is a Bitcoin EFT and Why Do They Matter?

August 28, 2024 By Cade's Team Leave a Comment

An ETF (Exchange-Traded Fund) is a type of investment that tracks the performance of a specific product, most often a commodity (like oil, natural gas, gold, or coffee, for example) or a group of assets (such as a basket of stocks or bonds). ETFs trade on a stock exchange and are a convenient option for investors because they can be bought and sold like a single stock.

Exchange-traded funds (ETFs) provide investors with several benefits, including diversification, low expense ratios, and the ability to trade them easily like a stock. [Read more…] about What is a Bitcoin EFT and Why Do They Matter?

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Filed Under: Finance, Finance, Finance, Finance

How to Negotiate Lower Rent: 9 Battle-Tested Tips

August 15, 2024 By Cade Hildreth 1 Comment

Do you struggle living paycheck to paycheck? Do you dread each time you have to classify your pay as your “rent check” and turn it over to your landlord? Maybe you simply feel as though you’re paying too much in rent whether you’re able to afford it or not.

If you’re on the fence about moving due to high rent, then it’s time you learn how to negotiate lower rent. Getting a rent reduction is a more convenient option than having to find a new place to live and going through the hassle of moving.

When’s the last time you walked into your landlord’s office and asked if they’re willing to negotiate a lower price? [Read more…] about How to Negotiate Lower Rent: 9 Battle-Tested Tips

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House Inspection Checklist and Cost

August 12, 2024 By Cade Hildreth Leave a Comment

First-time homebuyers accounted for 32% of all homebuyers in 2024. If you’re getting ready to join the group of first-time homebuyers, you have a lot to learn about the home purchase process.

The home inspection is one area where home sales can sink or swim. An inspector can find issues with the home, causing the deal to fall apart.

Without a house inspection checklist, you run the risk of buying a home with major issues that you have to fix after you buy it.

Read on to learn what needs to go on your checklist for inspecting a new house. [Read more…] about House Inspection Checklist and Cost

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