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You are here: Home / Archives for Cade Hildreth

Cade Hildreth

Investing vs Speculating? Why You Need to Know the Difference

February 11, 2024 By Cade Hildreth Leave a Comment

Over the years, the term ‘investment’ has become widely thrown about. It’s meaning has been co-opted to describe everything from putting your money into a hail Mary, high-risk cryptocurrency to a long term investment in real estate.

However, there’s a big difference between investing versus speculating. [Read more…] about Investing vs Speculating? Why You Need to Know the Difference

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Filed Under: Finance, Finance, Finance

IRR vs. ARR: What’s the Difference?

January 31, 2024 By Cade Hildreth Leave a Comment


Key Takeaways

  • ARR is  formula that calculates the annual percentage rate of return expected from an investment, compared to its initial cost.
  • ARR is a simple calculation that can be done on the back of a napkin.
  • IRR is a more complex equation that is best calculated with a spreadsheet or calculator.
  • IRR stands for Internal Rate of Return. It lets you estimate the future profitability of potential investments.
  • IRR lets you factor in the time value of money, which ARR does not.
  • IRR is preferable if you won’t earn cash flow from an investment evenly over time.

[Read more…] about IRR vs. ARR: What’s the Difference?

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Filed Under: Investing, Investing, Real Estate, Real Estate

How To Sell Your Primary Residence And Not Pay Taxes On The Profit

January 28, 2024 By Cade Hildreth Leave a Comment

Real estate is a great investment, and selling your home could net you a hefty profit. However, that large profit can mean a big tax bill, which can reduce the amount you get to pocket from the sale. It may also dampen your plans to move to a new location.

Fortunately, there are critical moves you can do to reduce the taxes you owe when you sell your primary residence.
[Read more…] about How To Sell Your Primary Residence And Not Pay Taxes On The Profit

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Filed Under: Uncategorized Tagged With: real estate, taxes

25 Of The Best Side Jobs For Stacking Quick Cash In 2024

January 19, 2024 By Cade Hildreth Leave a Comment

The best side jobs are ones that match your interests and skills ― while rewarding you handsomely for your effort. Put simply, they are an awesome way earn extra income on top of your main job.

The framework for how to make more money and create multiple flows of income is to break your day into three parts, which are:

  • 9am – 5pm – Time spent on your main job
  • Before 9am and after 5pm – Time for your side job / side hustle
  • While you sleep – Time for earning passive money

[Read more…] about 25 Of The Best Side Jobs For Stacking Quick Cash In 2024

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Filed Under: Increasing Income

9 Actionable Tips for Paying Off Your Student Loans Faster

January 14, 2024 By Cade Hildreth Leave a Comment

Is student loan debt controlling not only your wallet but your life? You aren’t alone, roughly 44.7 million Americans are also suffering from student loan debt. Don’t give up hope just yet, there are some things you can do to feel in control and get out of debt faster.

While I came out of my graduate programs with a hefty six-figures in student loan debt, I used these tips for paying off my student loans in a short period of time. [Read more…] about 9 Actionable Tips for Paying Off Your Student Loans Faster

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Filed Under: Uncategorized Tagged With: student loans

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